Dave Ramsey would be proud

This Christmas Eve we have a lot to be thankful for. We are safe and healthy, we both have good jobs, and we are going home tomorrow! We also have some good news to share (no, Lindsay is not pregnant). About the time that we got engaged we attended Financial Peace University, for those of you who don't know it is the financial management class that Dave Ramsey promotes. Lindsay's parents paid for us to go and it has turned out to be a major blessing. We were kind of lost financially and were headed on the wrong track. The class brought us together and put us on the same page right when we needed it most. Our marriage has been brief to this point but we have never fought when it comes to our finances because of our FPU education. We are grateful for this. Since 2006, we have paid off about $30,000 in debt, some from student loans, some from stupidity. On Tuesday we paid off our last $2,350 and we are now on the road to financial independence! I know that compared to some people the amount of money we paid off in the amount of time we paid it off is relatively small, but we are proud to have seen this through and excited to get started changing our future. We have technically had a positive net worth for a while but we had some lingering debt that was hanging around our necks. We now feel like the richest people in the world (or at least in Santo Domingo which may not be too far from the truth) now that we have no payments. Hopefully you are inspired or debt free yourself and we look forward to hearing from you or seeing you this holiday season.
Thank you for reading and caring and we hope you have a Merry Christmas.


  1. I'm so inspired! Please tell me how I can beme debt free too!! wait...
    cool, that's very exciting and a great Christmas gift to yourselves! :)

  2. Wahoo! Yeah! What a great feeling to not owe anyone money! Good job guys!

  3. That is a lot of monet to pay off - good job! Getting out of the US will help.

  4. congrats! good job conquering a tough task... now, not only are you debt-free, but you have habits that will keep you from going down that road again!

    hope you are enjoying your travels!

  5. Isn't it a blessing to never argue with your spouse about finances! I am so thankful to Jake and Jenn for setting such a good example for Jamie and I to follow.